Do you end up spending way too much money at this time of year? Racking up a bunch of debt? Stressing out about what to buy for gifts? You are not alone!

I'm sure you are already being bombarded by email deals for Black Friday, Small Business Saturday and Cyber Monday. Some of these deals are fantastic, but it helps to have a plan before you shop. If you know what you specifically need it will help much like when you spend less at the grocery store when you have a list.

General tips when shopping for gifts for any occasion

Pause before each purchase and think what would JoAnn do? I am partially kidding there, but many of my clients and other people in my community say I am often in their head.

Ask yourself the following questions:

1. Will the person love this?
2. Or is this something they need?

These happen to be the first two questions I recommend you ask yourself when decluttering. If you answer know you both then it is just clutter. It really is that simple.

Buying a gift because you...

The earlier we start preparing for the holidays the better. I know that isn’t something most want to hear. Especially me! I am the ultimate procrastinator. Before you read on don't worry if you can't implement everything this year. Do what you can and you will be ready next year!

Three Essential Steps to Get Organized for the Holidays 

1. Inventory and Purge

Schedule time about a month and a half before the holiday and pull out all your holiday-related items including decorations, baking/cooking specialty items, and wrapping supplies. This gives you time to inventory what you have, which will help you cut down on unnecessary purchases and also gives you time to donate, consign, or sell items. Let go of items that you no longer love or need. If you do this early enough you could consider having a holiday specific yard sale. This can also be a good time to consign, but be sure to check with your local consignment shops as to when they accept holiday items. If you...

As I slowly bring my blog back to life I come across entries like this that I wrote just a few years ago that make me laugh. While I update the original post, I will add my current method (in bold) to document how things continue to evolve.

Whether you prefer sticky notes, pads of paper, notebooks or electronic devices I encourage you to make lists for everything. The more you can free your mind the better. I keep a small notebook beside my bed so I can write things down before I go to bed (This I still do, but it is a part of my Bullet Journal). This frees up my mind up for better sleep.

Here are my ongoing lists, how I record them, and where I keep them:

• Master To-Do: This is where I pull my Daily To-Do list from. It is essentially my Brain Dump. I have it in a word document for easy updating and I keep a print out in a folder with any corresponding paper work. Today I use the same process, but the list resides in Evernote. 
• Daily To-Do: I use a sheet of scrap...

While I am always maintaining my home and office there are times when clutter gets out of control. I have my system that I follow, but life happens and sometimes we need to prioritize. When I need to tackle a space this is my process:

• First I take a deep breath.
• I start in one corner of a room, closet, desk, other surface or container, then work my way around clockwise.
• I work with small sections at a time to avoid a big mess at the end of my session. This way I can stop at any time if necessary.
• I start with sorting and purging.
• My “piles” (either containers or section of the room) include Trash, Recycle, Shred, Donate and Keep.
• I use black trash bags for donations and white ones for trash to avoid confusion. For fragile items being donated, I use boxes or bins.
• I never purchase organizing products until everything is sorted and purged. My goal is to avoid buying new products and use containers I already have on hand.  Plus it is important to know what sizes are...

Clutter is simply anything you don't love or need.

You may find that answer too vague so when determining what items (and this includes digital items or tasks on your to-do list) ask yourself the following questions:

Do I love it?
Do I need it?

If the answer to both is no, let it go. Some of you will answer "I may need it one day",  If so then I would have you answer these questions:

Would it be difficult to find again?
Would it be expensive to repurchase?

If the answer is yes to either of those questions and letting go of the item will cause you stress, keep it. Just be sure to find an out of the way, proper storage area and revisit the item at a later date.

What about all those gifts that you hold onto out of guilt? I am giving you permission to let them go! Your loved ones whether they are still alive or have passed on wouldn't want you to be stressed.

If some gives you a gift that isn't your style or you don't need it. accept it with grace and let it go. Of course, if someone...