Do you end up spending way too much money at this time of year? Racking up a bunch of debt? Stressing out about what to buy for gifts? You are not alone!
I'm sure you are already being bombarded by email deals for Black Friday, Small Business Saturday and Cyber Monday. Some of these deals are fantastic, but it helps to have a plan before you shop. If you know what you specifically need it will help much like when you spend less at the grocery store when you have a list.
Pause before each purchase and think what would JoAnn do? I am partially kidding there, but many of my clients and other people in my community say I am often in their head.
Ask yourself the following questions:
These happen to be the first two questions I recommend you ask yourself when decluttering. If you answer know you both then it is just clutter. It really is that simple.
Buying a gift because you...
The earlier we start preparing for the holidays the better. I know that isn’t something most want to hear. Especially me! I am the ultimate procrastinator. Before you read on don't worry if you can't implement everything this year. Do what you can and you will be ready next year!
Schedule time about a month and a half before the holiday and pull out all your holiday-related items including decorations, baking/cooking specialty items, and wrapping supplies. This gives you time to inventory what you have, which will help you cut down on unnecessary purchases and also gives you time to donate, consign, or sell items. Let go of items that you no longer love or need. If you do this early enough you could consider having a holiday specific yard sale. This can also be a good time to consign, but be sure to check with your local consignment shops as to when they accept holiday items. If you...